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Dollars and Sense

The Dollars and Sense Investment Education Program (Dollars and Sense) is a financial literacy program sponsored by State Farm Insurance Companies and authored by the National Association of Investors Corporation.  This program was designed to provide high school students, grades 9 though 12, with the opportunity to learn and apply “best practice” strategies for saving and investing.  The goal of this program is to help students understand basic savings/investment principles and to apply these standards in their day-to-day lives.

The 8-week curriculum (Investing in Your Future) explores basic investment options and processes and the concepts are reinforced through the electronic program call NAIC Classic.  The NAIC Classic is a hands-on learning experience that allows students to analyze stocks, print stock analysis reports, and store analyst data for 15 companies.  The course will further be enhanced by field trip(s), guest speakers, reading materials and games. 

Participants in Dollars and Sense will be invited to compete in a simulated “Investors’ Presentation” during the 2006 Investment Competition.  Teams of two will present “mock” financial portfolios to judges who evaluate their understanding of investment concepts, strategies and products.  The winning teams will be awarded scholarships.  All participants will receive book bags, day planners and school supplies. 

 Program’s Target Population

  • African Americans and other youth of color
  • Males and females
  • May have an interest in entrepreneurship, business, finance, or accounting 

 Minimum Program Requirements

  • Minimum of 10-15 participants per location
  • Participants may range in age between 15-18 years
  • Minimum 2.0 grade point average
  • Program site must have internet access

 Primary Program Evaluation Tool

  • Pre/Post Test

Curriculum Criteria

  • Week One:  Orientation and Program Guidelines
  • Week Two:  Plan for Life
  • Week Three:  Investment Power (Part 1)
  • Week Four:  Mutual Interests
  • Week Five:  The Big Picture
  • Week Six:  Investor Blueprint
  • Week Seven: Projecting the Future
  • Week Eight:  The Bottom Line

 

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